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Add-on insurance is optional cover that a salesperson may offer when you buy a product or take out credit. You do not have to buy it.
Insurance offered when you buy something
Add-on car insurance. Understand the types of insurance a car dealer may offer, including cover for mechanical breakdown, tyre and rim damage or loan repayments. Find out what to consider before you buy, and your options for cancelling, getting a refund or making a complaint.
Mobile phone, tablet and laptop insurance. Check whether your device is already covered before buying separate insurance. Compare the cost, excess, cover and exclusions to decide whether insurance is right for you.
Pet insurance. Learn about different types of pet insurance and what they cover. Check costs, waiting periods, benefit limits, pre-existing conditions and exclusions before choosing a policy.
Insurance offered with credit
Consumer credit insurance. Understand the optional insurance you may be offered with a personal loan, credit card or some mortgages. Find out what it covers, why it can be poor value and what to check before you buy, make a claim or complain.