Salespeople may offer you add-on insurance as an 'extra' when you make a purchase. You do not have to buy it.
'Add-on insurance' is cover that salespeople may offer when you buy something. For example, extra insurance for your:
- Car (such as for mechanical breakdown or tyre and rim damage)
- Mobile phone, laptop or tablet
- Credit card or loan (such as consumer credit insurance)
- Pet
However, you may be able to meet any unexpected costs with savings. Or you could already be covered if you have other insurance.
The pages below outline common types of add-on insurance, help you weigh up the pros and cons, and explain your rights.