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Talking about money together can help strengthen both your finances and your relationships.
Whether you’re starting your financial journey together, raising a family or dealing with a major life change, our guidance can help you manage family and money matters with confidence.
Relationships and planning together
Relationships and money. Talking openly about money can help you understand each other’s money habits and avoid misunderstandings later. Learn how to manage money with your partner, discuss shared expenses and plan your financial future together.
Marriage and money. Making your relationship official can change some of your financial and legal responsibilities. Find out how to manage money when you get married, decide how to organise your accounts and plan for your future together.
Raising a family
Having a baby. A new baby can change both your household expenses and income. Learn how to plan financially for a baby, prepare a baby budget and manage changes to your income.
Teaching kids about money. Everyday money conversations can help children build skills for the future. Find practical ways to teach kids about money, from understanding needs and wants to saving, budgeting and making spending decisions.
Reducing back-to-school costs. Uniforms, technology, stationery and school activities can add up. Explore ways to reduce back-to-school costs, plan for expenses throughout the year and find financial support.
Getting a pet. A pet is a long-term personal and financial commitment. Before bringing one home, understand the costs of owning a pet and plan for food, vet bills, insurance and unexpected expenses.
Separation, illness and loss
Getting divorced or separating. Separation can affect your income, property, debts, super and living arrangements. Learn about the practical steps for managing money after divorce or separation and where to get support.
Divorce and separation financial checklist. There can be a lot to organise when a relationship ends. Use the divorce and separation financial checklist to work through accounts, bills, property, super and other important financial tasks at your own pace.
Dealing with illness. Illness or injury can bring unexpected medical costs and changes to your income. Find out how to manage your money during illness, check your insurance and leave options, and access financial and emotional support.
Losing your partner. The death of a partner can leave you with financial and practical matters to organise. When you’re ready, find guidance on managing your money after losing your partner, including funeral costs, the will, super, insurance and shared finances.
Getting and giving support
Financial abuse. Financial abuse can involve someone controlling your access to money, pressuring your financial decisions or using your money without permission. Learn how to recognise financial abuse and find support.
If you’re in immediate danger, call 000.
How to support older Australians. An older parent, relative or friend may need help managing bills, financial paperwork or other money matters. Learn how to support an older Australian with their money while respecting their choices and independence.
If you're in crisis or struggling to make ends meet, see urgent help with money. There are services to help you with food, bills, housing and emotional support.