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Credit cards

Make use of the convenience — without the cost

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Credit cards are part of everyday life. They let you carry less cash, pay for things with a tap or a swipe, and shop online.

But this convenience can come at a cost. The trick is to use your credit card wisely, and pay it back on time.

Find out how to choose a credit card that works for you, and get tips on paying it off faster. Understand credit card balance transfers, and how to cancel a credit card when you no longer need it.

Smart ways to use your credit card

If you bank with ANZ, Commonwealth, NAB or Westpac, you can share data from savings and transaction accounts and debit and credit cards. Find out more about the Consumer Data Right.