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Managing debt

Get on top of debt and find help if you need it

Page reading time: 1 minute

When it comes to getting on top of debt, the most important thing is to get started.

If you don't know where to start, call the free National Debt Helpline on 1800 007 007. The helpline is open Monday to Friday, 9:30am to 4:30pm.

Avoid credit and debt repair companies that claim they can clean up or fix your debt. They may not be able to do what they say. They may also charge you high fees for things you can do by yourself for free.