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Compare investments that pay interest and understand the risks before you invest.
Interest-paying investments allow you to earn income from your money. Some are relatively low risk, while others can be more complex and carry a greater risk of losing money.
Before investing, make sure you understand how the investment works, how returns are generated and what risks apply.
Learn more about:
Term deposits. Understand how term deposits work and how to compare interest rates, terms, fees and withdrawal conditions. Learn what to check before you invest and what to do when your term deposit matures.
Bonds. Learn how bonds work, how they can provide regular income and the risks to consider. Find out about different types of bonds, how to buy and sell them and how to compare their potential returns.
Debentures, secured and unsecured notes. Understand how these investments work, the risks involved and what security may apply. Find out what to check before investing, including how the company will use your money and whether the potential return compensates for the risk.
Hybrid securities and notes. Learn how these complex investments combine features of bonds and shares and why they can be risky. Understand the different types of hybrids, their risks and what to check before you invest.