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Before taking out a loan, compare your options, check the total cost and make sure you can afford the repayments.
Compare loan types
Personal loans. Learn how personal loans work and compare interest rates, fees, loan terms and repayments. Check the total cost and what you can afford before you apply.
Car loans. Compare car loan interest rates, fees and features before financing a car. Work out the total cost and use the checklist to choose a loan that suits your needs.
No Interest Loans. Check if a No Interest Loan could help with approved essential costs. Learn what you can use it for, whether you’re eligible and how to apply.
Payday loans. Understand how payday loans work, what they could cost and the cheaper alternatives to consider. Find out what to do if you can’t make repayments and where to get free help.
Calculate your loan repayments
Personal loan calculator. Estimate your loan repayments, work out how much you could borrow and see how making extra repayments could help you pay off your loan sooner.
Payday loan calculator. See how much a payday loan could cost in fees, total repayments and fortnightly repayments before you borrow.
Other loan situations
Going guarantor on a loan. Understand what it means to guarantee someone else’s loan, the financial risks involved and what to check in the loan contract before you agree.
Loan rejection. Find out why your loan application may have been rejected and what to do before applying again. If you need money urgently, learn about other options and where to get help.
If you’re in crisis or struggling to pay for essentials such as food, bills or housing, support is available. Find services that can help with urgent expenses and money problems. See urgent help with money.