Find out how to compare home loans and keep your repayments on track.
Small actions count
Buying a house is a big commitment and small differences in interest rates, costs, and repayments can make a difference over the life of your home loan.
Follow our steps to smooth your way through the home-buying process and get ahead on your home loan. Read our pages below to learn more about:
Getting started
check_box Buying a house - make a plan to start saving for a home deposit and find out what help is available for first home buyers.
Finding a home loan
check_box Choosing a home loan - learn what to look for in a home loan, and how to compare loan options across different lenders.
check_box Using a mortgage broker – learn what mortgage brokers do, how to find one, and questions to ask.
check_box Mortgage offset accounts - understand how a mortgage offset account works, to decide whether it might be worth considering.
check_box Interest-only home loans – balance the pros and cons of taking an interest-only home loan.
Using our calculators
check_box Mortgage calculator - work out how much you may be able to afford to borrow how much your mortgage repayments might be, and how you could repayment your home loan sooner.
check_box Mortgage switching calculator – work out whether you could save money by switching home loans, how long it could take to recover the cost of switching, and how much you could save by making higher repayments.
check_box Interest-only mortgage calculator – work out your home loan repayments before and after an interest-only loan period, the total cost of an interest-only mortgage, and what the extra cost may be.
Managing your home loan
check_box Switching home loans – Work out of you could save money by switching to another mortgage.
check_box Pay off your mortgage faster - Small changes to how you manage your loan can make a big difference over time.
Seeking support
check_box Problems paying your mortgage - If you're struggling with your home loan repayments, there is help available. The earlier you get help, the more options you'll have
Talk to your lender if you're struggling with repayments. If you've received a default notice, get free legal advice straight away.