Before you bring your furry friend home, make sure they'll suit your budget and lifestyle.
Find out how much it costs to have a cat or dog, how to choose the right breed and how you can pamper them on a budget.
Cost of owning a pet
Cats and dogs are a big personal and financial commitment.
In the first year alone, a cat or dog will cost you between $3,000 and $6,000. After your first year together expect to pay at least:
- $1,627 each year for a dog
- $962 each year for a cat
(Source: Pets in Australia report, Animal Medicines Australia)
On top of this, you'll need to pay for vet bills if your pet gets sick or injured. This can be very expensive. Factor it into your budget and consider whether pet insurance is right for you.
Make sure you consider all the costs of owning a pet:
Adopting or buying a pet |
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Microchipping, vaccinations and de-sexing |
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Vet expenses |
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Pet essentials including a collar, bed, bowls and toys, kennel or scratching post |
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Flea, tick and worming medications |
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Council registration |
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Pet food |
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Boarding kennels and catteries |
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Other services including grooming and training |
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Work out what you can afford
When you're thinking about getting a pet, consider all of the costs over the life of your pet.
Add up the costs of having a pet to see whether you can afford it.
Find the right pet for you
Take the time to find a pet that suits your lifestyle and budget.
Breed matters
Research breeds before choosing a new pet. Different breeds can have different temperaments and needs. For example:
- A breed with long hair will cost you more in grooming.
- A larger dog will eat more.
- Some breeds are prone to health problems that will cost you more in vet bills.
Consider where you live
If you live in a small apartment or work long hours, a breed that gets anxious or needs lots of exercise might not be happy. It may also:
- cause damage to your place
- cost you more in dog-sitting
- cause problems with your landlord or neighbours
Get a pet from a shelter
Not only can you save an animal that needs a home, it will already be de-sexed, wormed and vaccinated.
Getting a pet from a shelter is cheaper than getting one from breeders or pet shops. You may also save on local council registration fees.
Look after your pet on a budget
There are simple ways to cut the cost of pet ownership while keeping your pet happy and healthy.
Health
Regular exercise, a good diet and dental care are vital to your pet's health and happiness. It will also save you a lot in vet bills.
Holidays
If you can't take your furry friend with you, ask a friend to pet-sit in your home. It's cheaper than a kennel or cattery and more comfortable for your pet.
Grooming
Wash your dog yourself and learn how to trim its fur and nails. They won't mind if you give them a bad haircut, and you'll save on grooming costs.
Training
Do some research or join a free class and have fun training your dog.