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Manage your money in retirement

Stay in control of your finances and wellbeing

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Knowing your options and having the right information can help you make informed choices about your money. This can make a big difference to your financial security in retirement.

The right choices are different for each of us. They depend on our lifestyle, finances, health and plans.

It is important to understand your options, know where to get help and be prepared for the unexpected.

Make your money last in retirement

Most Australians manage money well in retirement and many even find ways to provide financial help to their families. There is no one path that is right for everyone.

Whatever your situation, thoughtful planning can give you confidence that your money, and any government support you are entitled to, will provide you security for as long as you need.

Find out about ways to make your money last longer in retirement.

How much tax will you pay when you retire

Understanding how your retirement income is taxed is important for making the most of your money. Different income sources are taxed differently. Some are not taxed at all.

Learn how different types of retirement income are taxed.

Your home in retirement

Retirement is an opportunity to assess where you live and how you want to live.

This includes thinking about whether your current home suits your lifestyle, your health, and your finances.

Learn about the different living arrangements available to you in retirement.

Get help in retirement

Understanding how retirement works and how to get help if you need it can be challenging. The Australian Government, community organisations and charities have a range of services that can help you understand your options, access the right information and find support when you need it.

Find out more about how to get help in retirement.