Start here
Make confident money decisions.
-
We've updated our look and feel, to make it easier for you to find what you need. Start exploring!
-
We're an Australian Government service here to help when it comes to making informed choices around money, using free tools, tips and calculators.
What can we help you with?
Starting to think about retirement?
Check out our information, calculators and case studies. Put together a plan that works for you.
Start hereCalculators
Moneysmart's calculators help you set realistic goals and gives you the confidence to take the next step.
-
Budget planner
Work out where your money is going
Get started -
Savings goals calculator
Set and reach your goals.
Get started -
Retirement planner
Find out your income when you retire.
Get started -
Income tax calculator
How much Australian income tax should you be paying?
Get started -
Superannuation calculator
Find out your super balance at retirement.
Get started -
Personal loan calculator
Find out how much your repayment is.
Get started -
Credit card calculator
How much time and money you can save by making higher repayments?
Get started -
Mortgage calculator
Find out how to repay your home loan sooner.
Get started -
Payday loan calculator
See how much a payday loan will really cost you.
Get started -
Employer contributions calculator
Check if you are getting the right amount.
Get started -
Reverse mortgage calculator
Explore what a reverse mortage could cost over time.
Get started
Spotlight
-
Seen an investment scam? Here's what to do
Report a scam -
You can't put a price on love - but the average wedding cost is $36,000
How to plan -
What happens to your super when you retire?
Your choices -
Not all car insurance is equal. Here's what to look for.
Check the facts -
Feeling some investment FOMO? Don’t fall for the hype.
Checklist
Join thousands of Australians and get help with your money - straight to your inbox.
Each month we'll send you practical tips, calculators and insights tailored to every stage of life