Super Consumers Australia's retirement savings targets

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Super Consumers Australia's Retirement Savings Targets are a tool to help you work out how much super you need to save for your retirement.

The targets offer savings goals that are based on your age, whether you're single or in a couple, and how much you want to spend. The targets assume you own your own home outright or are not paying rent or a mortgage.

Savings targets for retirees (aged 65)

If you own your own home when you retire and you live	And you'd like to spend this much in retirement	Then you need to have saved this much by 65*
By yourself	Low $1,230 per fortnight $32,000 per year	$74,000
By yourself	Medium $1,690 per fortnight $44,000 per year	$322,000
By yourself	High $2,350 per fortnight $61,000 per year	$891,000
In a couple	Low $1,810 per fortnight $47,000 per year	$99,000
In a couple	Medium $2,460 per fortnight $64,000 per year	$432,000
In a couple	High $3,420 per fortnight $89,000 per year	$1,216,000

*On top of income from the Age Pension

Source: Super Consumers Australia's Retirement Savings Targets, January 2026.