-
- Financial counselling Free help to sort out your money
- Urgent help with money If you’re struggling or in crisis
- Save for an emergency fund Be prepared for life’s surprises
- Managing on a low income Get the most out of your money
- Problems paying your bills Understand your options
- How to do a budget Plan and manage your money
-
- Saving Start a habit and reach your goals sooner
- Grow your super See how to boost your balance
- Develop an investing plan Six steps to get ready to invest
- Financial advice For when you need the professionals
- Life insurance Financial security for you and your family
- Retirement planner Estimate your income in retirement
-
- Budget planner Prioritise where your money goes
- Choosing a financial adviser Find an adviser that suits your goals
- Financial counselling Free help to sort out your money
- Superannuation calculator Estimate what your balance will be
- Unclaimed money Search lost shares, accounts and life insurance
- Mortgage calculator Work out how much your repayments will be
-
- About Moneysmart for teachersSupporting teachers to connect learning to life
- Teaching consumer and financial literacyA guide to creating lesson plans about money
- Young people and moneyUnderstanding the financial lives of young Australians
- Teaching kids about money A guide for parents and guardians
- Student life and money Take charge of your financial life
- Lesson plans Curriculum-aligned lesson plans in financial literacy
Start here
Moneysmart, by the Australian Government, helps you make confident money decisions with free tools, tips and calculators.
Work out your home loan repayments
Compare interest rates using Moneysmart’s mortgage calculator
Learn more
Kickstart your financial goals for 2025
Take charge of your finances and make this your best year yet.
Start now
Get your super working overtime
Taking an active interest in your super today can set you up for the lifestyle you want in the future.
Learn more
Calculators
Moneysmart's calculators help you set realistic goals and gives you the confidence to take the next step.
Budget planner
Work out where your money is going
Savings goals calculator
Set and reach your goals
Retirement planner
Find out your income when you retire
Income tax calculator
How much Australian income tax should you be paying?
Superannuation calculator
Find out your super balance at retirement
Get help with your money straight to your inbox.
- Sign up to Moneysmart Tips.
- Sign up