Insurance

Insurance is a way to protect what you have if something goes wrong.

Some types of insurance protect your income, health or loved ones. Other types protect your home, car or belongings. Not all insurance is right for everyone, and the cost of insurance can be very different across insurers. Think carefully about the type and level of insurance that suits your needs, and who you buy it from.

Types of insurance

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  Life insurance

  Life insurance protects your loved ones if you die. Generally, it pays a lump sum amount. Life insurance can help replace lost income, pay off debts, and otherwise ease financial stress.

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  Total and Permanent Disability insurance

  TPD insurance can provide a safety net if illness or injury means you can’t work ever again. It can help to cover your long-term medical costs and living expenses, and pay off debts.

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  Income protection insurance

  Income protection insurance helps replace your income, or part of your income, while you recover from illness or injury. It can help you stay on top of living expenses and debt.

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  Trauma insurance

  Trauma insurance pays a lump sum if you’re diagnosed with a serious illness or get injured. Payments are designed to help you cover medical costs and rehabilitation.

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  Health insurance

  Health insurance helps manage the cost of private medical expenses not covered by Medicare. This includes treatment in a private hospital, and extras such as hearing aids, glasses and seeing the dentist.

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  Car insurance

  Car insurance helps with repairing or replacing your car if it’s stolen, damaged or involved in an accident. It can also help cover the cost of other people’s property. There are different types of car insurance so check your options.

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  Home insurance

  Home insurance helps with repairing or rebuilding your home. It covers theft and damage from events like fire, storms and floods.

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  Contents insurance

  Contents insurance helps with replacing your belongings if they're damaged, lost or stolen.

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  Travel insurance

  Stay protected when you are away from home. Travel insurance can help cover the costs of things like cancellations, lost baggage, medical emergencies or delays.

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  Pet insurance

  Protect your paw-baby. Pet insurance can help cover costs if your pet gets sick or hurt.

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  Mobile insurance

  Mobile electronic devices can be easily lost, damaged or stolen. Insurance can be a good way to help cover the cost. 

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  Funeral insurance

  Think carefully before taking out funeral insurance. It promises to help with the cost of a funeral when you die, but premiums can end up costing more than the benefit.